Terms and Conditions of Use
These Terms and Conditions outline the conditions for all users accessing meraqolinth.com. By using our website, you agree to comply with the rules set forth in this policy.
Last updated November 5, 2025
Acceptance of Terms
Use of our service is subject to these terms. By continuing to access or use our website, you accept any updates posted here and confirm you are authorised to act for yourself.
Definitions
For clarity, these terms apply to all visitors and users of this site.
Consultation services: Personal budgeting and spending guidance.
Zero-based budgeting: A method of allocating funds to match your priorities each period.
User: Anyone who accesses or interacts with our website or its services.
Team: The professionals providing support under meraqolinth.com.
Limitations of Use
The information provided is not a substitute for legal, tax, or licensed financial advice. Users are responsible for assessing suitability before acting.
Eligibility
The site is intended for adults residing in Australia. By using our services, you represent you meet this requirement.
Minors may use our services only with legal guardian approval.
User Responsibilities
You agree to maintain accurate information and follow site conduct expectations.
Prohibited Uses
Certain activities are expressly forbidden and may result in service suspension.
Intellectual Property Rights
All site content is property of meraqolinth.com unless stated otherwise. Users may not reproduce, duplicate, or distribute material without express permission, except for personal reference.
User Submissions
If you submit material (such as feedback), you grant us an irrevocable right to use and share it.
Your Content Rights
Your contact details and submissions are handled in accordance with our Privacy Policy and are not sold to any third parties.
Privacy and Data Use
Personal information is managed as detailed in our Privacy Policy. By using this site you acknowledge and accept our handling practices.
View Privacy PolicyImportant Disclaimers
Always use information provided on this site for reference and not as a substitute for tailored professional advice.
Risk Notice
Results may vary based on your personal situation. We do not guarantee outcomes from our suggestions.
Limitation of Liability
We are not liable for indirect, incidental, or consequential damages resulting from use of our website or services.
Indemnity
Users agree to indemnify meraqolinth.com against any losses arising from misuse of the website or materials.
Resolving Disputes
We aim to resolve issues amicably through direct communication.
Arbitration
Disputes not settled amicably will be referred to arbitration in Australia under applicable local rules.
Contact us for details on our arbitration policy.
Online Dispute Resolution
This website follows online dispute resolution practices set by Australian standards. Platforms for online resolution are available through official channels.
See ODR informationSeverability
If any term is invalid, others remain effective alongside local law.
Entire Agreement
These terms form the complete understanding between users and meraqolinth.com, superseding prior agreements.
Applicable Law and Jurisdiction
The laws of Australia apply to these terms, with disputes heard in relevant jurisdictions.
Termination
We may suspend access or restrict services for violations of our terms or policies, effective immediately.
Changes
We may update these terms occasionally, with new rules applying upon publication.
Contacting Us
For questions about these conditions, please get in touch via the details listed below.
Email contact: content@meraqolinth.com
Contact number: +61.2.3471.3266
Office address: 95 Pitt Street, Australia Square Plaza Building, Sydney, NSW 2000 Australia
Effective date: November 5, 2025
Version: 3